Online Privacy Policy

1. Please Read Carefully

This Online Privacy Policy describes the information that NowYou Life LLC ("we" or "Company") collects about you through our website(s), mobile application, and any other services we provide (collectively, the "Services"), how we use and share that information, and the privacy choices we offer. This policy applies to information we collect when you access or use our website(s) and mobile application (collectively, the "Platform"), when you use our Services, or when you otherwise interact with us.

2. Changes to this Online Privacy Policy

We may change this Online Privacy Policy from time to time. If we make changes, we will notify you by posting the updated policy on our Platform and revising the "Last Updated" date above. We encourage you to review the Online Privacy Policy whenever you use our Services to stay informed about our information practices and ways you can help protect your privacy.

3. Confidentiality of Health Information

Company understands that health information about you and your health is personal. We support your privacy and ensure that the transmittal and use of your information complies with all laws, except to the extent that you have authorized Company to transmit information to you by other means. Where applicable, we comply with HIPAA, the HITECH Act, and other relevant state laws and regulations, and enter into Business Associate Agreements with treatment providers to safeguard your health information.

Set forth below is Company's Notice of Privacy Practices.

4. Collection of Information

4.1. Information You Provide

We collect information you provide, such as when you email us, sign up through our Platform, or submit information through our Platform. This may include your name, gender, email address, mailing address, phone number, date of birth, and payment or bank information.

4.2. Children

Company does not knowingly collect personally identifiable information from persons under 18 without verifiable parental consent. If you are under 18, please do not use the Services without parental consent. If we learn we have collected such information without consent, we will take steps to delete it. Contact us at support@nowyou.life for any such request.

4.3. Information We Collect from Your Use of the Services

• Account Information. When you register, we collect personally identifiable and (where applicable) billing information.
• Device Information. IP address, geolocation, device identifiers, browser type and language, OS, referring/exit URLs, pages viewed, time spent, error logs, and similar usage data.
• Location Information. General (IP, ZIP) and more specific (GPS-based) location, used to customize the Services. You can disable location-tracking on your device.
• Cookies and Other Electronic Technologies. Cookies, web beacons, platform analytics, and mobile device identifiers used to improve and tailor the Services and for analytics and fraud prevention.

4.4. Information from Third Parties

We may obtain additional information from marketers, partners, researchers, and others, and combine it with information we already have.

4.5. Aggregate or De-identified Data

We may aggregate or de-identify information so it does not identify you. Use and disclosure of such information is not restricted by this policy.

5. Use of Information

We use the information we collect to:

• Fulfill the purposes for which you provided it.
• Contact you when necessary or requested.
• Personalize your experience and inform you of relevant offerings.
• Process payments and provide customer service.
• Send mobile notifications (you may opt out).
• Provide, maintain, and improve the Services.
• Send communications that match your preferences.
• Track and analyze trends and usage.
• Combine information from third parties for the purposes above.
• Prevent and investigate fraud, security breaches, and other illegal activity.
• Enforce our terms and protect our rights or property.
• Administer and troubleshoot the Services.
• Any other purpose disclosed to you in connection with our Services.

We may use third-party service providers to process and store personal information in the United States and other countries.

6. Sharing of Information

We may share personal information about you:

• With service providers who help us operate the Services.
• With our affiliates and partners for the purposes described in this policy.
• With affiliates, partners, or third parties for relevant marketing.
• In connection with a merger, sale, financing, acquisition, divestiture, or dissolution (under confidentiality protections).
• When reasonably necessary to comply with law, enforce our terms, protect Service integrity, or protect users and the public from harm.
• With your consent.

We may also share aggregated, non-personally identifiable information.

7. Opt-In Policy

When you provide personally identifiable information, you may be asked whether you wish to receive marketing information or allow sharing for third-party marketing. You may opt out at any time via the unsubscribe link in marketing emails or by contacting us.

When opting out, please specify whether you are opting out of (a) receiving marketing from us; (b) sharing with affiliates and partners for their marketing; and/or (c) sharing with other third parties for their marketing. Changes take effect after we implement them, and we are not responsible for removing your information from third parties with whom we have already shared it. We may still send important administrative messages.

8. Social Media and Third-Party Platforms

Sharing on third-party platforms (Facebook, Instagram, LinkedIn, X, etc.) is subject to those platforms' privacy policies. We do not control them and are not responsible for their acts or omissions or for the consequences of your sharing.

9. Security

We take reasonable administrative, technical, and physical safeguards to protect your personal information. No internet transmission can be guaranteed 100% secure, and you transmit information at your own risk.

10. Your Privacy Choices

10.1. Access and Update

You may update your information at any time by emailing support@nowyou.life.

10.2. Cookies

Most browsers accept cookies by default. You can configure your browser to remove or reject them, but the Services may not function properly.

10.3. Opting Out of Tailored Advertising

Visit the Network Advertising Initiative, the Digital Advertising Alliance, or TRUSTe's Advertising Choices page to opt out of interest-based advertising from participating companies. Opting out does not stop all data collection or non-targeted ads.

10.4. "Do Not Track" Signals

We do not currently respond to browser-initiated Do Not Track signals, as industry standards are still evolving.

10.5. Links to Other Websites

Our Services may link to other websites with different privacy practices. Please read their privacy policies.

10.6. No Rights of Third Parties

This Online Privacy Policy does not create rights enforceable by third parties.

10.7. How to Contact Us

Questions or concerns? Contact us at support@nowyou.life.

11. Notice of Privacy Practices

Company is dedicated to maintaining the privacy of your protected health information ("PHI") — information that may identify you and that relates to your past, present, or future health, the provision of healthcare to you, or payment for that care.

This Notice is in effect from the date noted above until Company replaces it. Company reserves the right to change the terms of this Notice at any time, in compliance with applicable law. Changes apply to all PHI Company maintains. Updated notices will be posted on the Platform and made available upon request.

12.1. Uses and Disclosures of PHI

• Treatment, Payment, and Healthcare Operations. For example, disclosing PHI to a physician for treatment, to insurers for payment, or to third-party service providers under appropriate agreements.
• Authorization. With your written authorization, which you may revoke at any time.
• As Required by Law.
• Special Circumstances — including public health activities, workers' compensation, health oversight, judicial/administrative proceedings, law enforcement, decedents, organ procurement, research, threats to health or safety, and specialized government functions.

12.2. Your Rights Regarding Your PHI

• Confidential Communication. Request communications by alternate means or location.
• Restrictions. Request limits on certain uses and disclosures (Company is not required to comply, but is bound if it agrees).
• Inspection and Copies. Request to inspect and copy your PHI (reasonable fees may apply).
• Amendment. Request corrections to PHI you believe is inaccurate or incomplete.
• Accounting of Disclosures. Receive a list of certain disclosures made within the prior six years.
• Breach Notification. Be notified of breaches of unsecured PHI.
• Paper Copy. Request a paper copy of this Notice by calling (941) 216-5714.
• Complaint. File a complaint with Company at support@nowyou.life or with the Secretary of the U.S. Department of Health and Human Services. Company will not retaliate against you for filing a complaint.
• Further Information. Call (941) 216-5714 and ask for the Privacy and Security Officer.

Contact